You’ve imagined it for years: buying your first real home with your significant other. This fairytale comes with its challenges, though, but you can mitigate them by knowing how the process works and considering advice offered by a Menifee real estate professional.
Check & Improve Your Credit Score
Credit score is a huge determinant for whether you can obtain a loan for your mortgage or not. FICO, in particular, is a type of credit score that is most commonly used by lenders across the country. To get approved, you generally need a score around 620. But if you wish to have doors opened to many lenders, strive for a credit score of 720.
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